With your help, we empower smallholder businesses.
  1. 1

    Choose a Project you want to support

    All projects listed here have undergone vigorous scrutiny and are monitored by us(nocofio). Please note that each project has its own duration & ROI. Upon investing in a project, you will receive an invoice and the business will be alerted.

  2. 2

    Wait till Project gets fully funded

    Once the project is fully funded, we finalize all agreements. We then assist in all activities that are related to the commencement of the project. This is to ensure that the money is used for the right purpose and efficiently.

  3. 3

    Project kicks off

    When the project begins, we will be monitoring the projects and updating you on each milestone achieved with pictures and videos where neccessary. You will be receiving this through text messages and emails. Please check the description of the project for the milestones.

  4. 4

    Project goal is achieved

    Once the project goal is achieved, we finalize the book keeping and generate the necessary financial documents and reports. The interest and principal is then forwarded into your account.

Frequently Asked Questions

How can I support our agri-businesses?

You can support a business by purchasing a slot on the project page through debit/credit card, mobile money or bank account. You only need to complete the checkout process.

If all projects are already fully-funded, when will you open the new cycle and how will I know?

If all projects are fully-funded, don't worry! New projects for funding will be posted regularly. Once these projects are available, we will send an email/sms to our registered users(if you haven't registered yet, please do). We also recommend to connect with us on our Facebook page and Instagram account.

How much should returns should I expect?

Return on Investment (ROI) is a fixed percentage of the net profit of the project invested. This is dependent on the terms agreed upon by the smallholder business, considering the level of risks involved. Profit share is explicitly shown on the profile of the project. It is important to note that majority of the profit goes to the farmers, processor or retailers.

How much is the minimum investment to support an agri-business?

This is varies from project to project. Nevertheless, no project goes below GHS300. Project slots increments are in multiples of the base.

How does funding actually help the agribusinesses?

Traditionally, agribusinesses needed to approach informal lenders and loan sharks to get the capital they needed to start a farming cycle, processing or distribution process. This made them profit less due to the high interest rates (as high as 30% per month) put upon them. With Nocofio, businesses get paid for labor and at the same time take majority of the profit - significantly better than other lenders. Hence, their great reception of the services of Nocofio.

What are the modes of payment?

Bank Deposits, Mobile Money, Debit/Credit Card